Bryan Edwards is our cash flow specialist. He has helped thousands of families in the last 12 years find financial freedom by getting their cash flow under control. He describes it as a "life changing" process.
This service is for those who want to have a solid foundation for their financial life. It is recommended for people who want to:
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maximize the use of their income
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learn ways to control expenses
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plan for the unexpected events
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eliminate unwanted debt
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quit living paycheck to paycheck
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worry less about finances
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enjoy vacation and holidays more
Our service includes an initial meeting to review your goals and discuss your current situation. We will explain our expectations and provide you with a workbook to complete before your next appointment.
Initial budget meeting will last approximately two hours. The goal is to review your current financial situation in more detail, develop a spending plan to implement immediately, brainstorm ideas to balance your spending plan if you have a negative cash flow, and discuss ways to use your cash flow wisely if you have positive cash flow.
First follow-up appointment will be in about 60 days to review progress, make necessary adjustments, and determine when future appointments are needed. We recommend having at least an annual review to maintain focus.
Because we believe this is an invaluable service, Bryan is willing to give you his time for free if you cannot afford the fee. You must be willing and ready to follow through with the plan that is presented.
Debt Management
We do not pay creditors or consolidate your debt. Our debt management service (as a part of your budget plan) helps you take a realistic look at the debt you have, determine the priorities, and review various options for paying off your debt. We then teach you methods to manage your cash flow to minimize debt in the future.
Cash Management Classes
We offer classes on cash management for churches, Sunday school, small group study, and employee training. Send us an email or give us a call and we will customize a class for your group or event.
If you have any questions about Cash Management or wish to schedule an appointment, send us an email or give us a call at (810) 687-7339 (toll-free 800-343-2441).
It may be helpful to have the following financial documents available when scheduling your appointment to review your Cash Flow.
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Pay stubs
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Monthly and non-monthly expenses
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List of debt balances, interest rate, and monthly payments
Or call and request a copy of our Cash Flow/Budget Workbook
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